India Income Tax Calculator (New Regime)

0-3 lakh: 0%, 3-7 lakh: 5%, 7-10 lakh: 10%, 10-12 lakh: 15%, 12-15 lakh: 20%, above 15 lakh: 30%. Plus 4% health and education cess on total tax.

Choose old regime if your deductions (80C, HRA, 80D, etc.) exceed approximately 2.5-3 lakh. Otherwise, the new regime's lower rates usually result in less tax. Use both calculations to compare.

Health and Education Cess of 4% is applied on top of your total income tax. For example, if your tax is ₹1,00,000, the cess adds ₹4,000 for a total of ₹1,04,000.