Head of Household Tax Calculator

You must be unmarried or considered unmarried on the last day of the year, pay more than half the cost of maintaining a home for the year, and have a qualifying child or dependent who lived with you for more than half the year (with exceptions for temporary absences).

For 2026 planning, the head of household standard deduction is $21,900—higher than single ($14,600) but less than married filing jointly ($29,200). Itemize only if deductions exceed the standard.

Generally not if you are considered married for tax purposes. Certain separated spouses may qualify under specific rules. When in doubt, confirm eligibility on IRS Publication 501 or with a tax professional.