SWP Calculator

Systematic Withdrawal Plan lets you withdraw a fixed amount monthly from your mutual fund investment. The remaining amount stays invested and continues to grow. It's popular for generating regular income in retirement.

A safe withdrawal rate is typically 4-6% annually of your corpus. From ₹50 lakh, withdrawing ₹25,000/month (6% annualized) while earning 8% returns means your corpus grows despite withdrawals.

SWP from equity/debt funds is often more tax-efficient than FD interest. FD interest is taxed as income, while SWP gains may qualify for lower capital gains tax rates. Consult a tax advisor for your specific situation.