Step-Up SIP Calculator

A step-up SIP automatically increases your SIP amount by a fixed percentage each year. If you start at ₹5,000/month with a 10% step-up, your SIP becomes ₹5,500 in year 2, ₹6,050 in year 3, and so on.

Significant. ₹5,000/month at 12% for 15 years: Flat SIP = ₹25L. With 10% annual step-up = ₹41L. That's 64% more wealth from gradually increasing your investment.

Match it to your expected annual salary increase, typically 8-12% in India. Start conservative at 10%. The key is that the step-up should feel affordable each year as your income grows.