SIP Wealth Calculator

Compounding needs time. A 25-year horizon lets equity SIPs ride multiple market cycles and recover from downturns. Most wealth in SIP builds in the later years when the base corpus is large.

Align step-up with expected salary growth — often 8–12% annually in India. Even 10% yearly increases can significantly boost final corpus versus a flat SIP without straining early budgets.

Stopping SIP after a crash turns paper losses into missed recovery. Historically, continuing SIP through volatility has helped average costs lower. Review asset allocation and goals, but panic-stopping often hurts long-term wealth.