SIP Goal Calculator

At 12% annual returns: ₹1,000/month for 30 years, ₹5,000/month for 20 years, or ₹15,000/month for 15 years. The earlier you start, the less you need to invest each month.

Yes. If you need ₹20 lakh for a down payment in 5 years, you'd need approximately ₹25,000/month in a moderate-risk fund (10% return). For shorter goals, consider debt or hybrid funds.

Options: extend the time period, increase expected returns (with more equity exposure — higher risk), use step-up SIP to gradually increase, or reduce the goal amount. Even starting small is better than not starting.