Retirement Inflation Calculator

If you need $80,000/year today and plan to retire in 25 years at 3% inflation, you'll actually need about $167,000/year to maintain the same lifestyle. Ignoring inflation leads to drastically underfunding retirement.

Yes. Inflation doesn't stop when you retire. Over a 30-year retirement at 3% inflation, your expenses would more than double. Social Security has COLAs, but pensions and fixed annuities usually don't.

Most financial planners recommend using 2.5-3.5% for long-term retirement projections. Healthcare costs often inflate at 5-7% annually, so factor higher inflation for medical expenses.