Rent Inflation Calculator

Markets differ sharply. High-demand metros sometimes see sustained 4-7% annual increases; softer markets may track closer to 2-3%. Check local historical rent indices or landlord forums, then stress-test with a higher rate if you're budgeting conservatively.

Use annual rent for consistency with a yearly inflation rate: multiply monthly rent by 12. The calculator applies compound growth each year, which matches how many multi-year rent forecasts are built.

Projected future rent is one side of the ledger; mortgage payments (often more fixed) and maintenance are the other. If projected rent in 10 years is very high, ownership may look relatively cheaper on a cash-flow basis—always include taxes, insurance, and opportunity cost of a down payment.