Capital Gains Tax Calculator

Short-term gains apply to assets held one year or less and are taxed at your ordinary income rates. Long-term gains apply after more than one year and generally use preferential rates (0%, 15%, or 20%) depending on taxable income.

Short-term gains stack on top of ordinary income and can push you into higher brackets. Long-term gains are layered separately for rate purposes. Your marginal bracket on ordinary income may differ from the rate applied to long-term gains.

No. This tool provides educational estimates using simplified assumptions. Wash sales, netting, state taxes, NIIT, and carryforwards require professional review and official IRS rules.